Companies330 Funding$40.1B Rounds110 ▲5 mo Investors77 Eng roles3943 data fresh
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Upstart

fresh

Upstart

☆ Watch

Discussed as an early investment observed

fresh · evidence 6d ago 9 sources no confidence data
/100
Developer momentum
Why this score? ↓
Funding
no round
Adoption
no signal
downloads / week
Developer
not scored
momentum / 100
Hiring
no board
eng openings

Traction

No traction data yet. This category is part of the record and will populate as evidence is collected or the founder provides it.

Current round

No fundraising data yet. This category is part of the record and will populate as evidence is collected or the founder provides it.

Opportunity & risk

No standout signal or flag yet.

8 independent sources 0 promoted signals inspect the evidence →

Evaluation

How it's evaluated Four independent layers

No single number decides. Layers can disagree — that's the point. New to this? →

Platform score derived
Founder self-assessment claimed
8/100
Investor ratings opinion
Expert ratings opinion
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What people are saying 2 signals from 1 voice
Technology No signals collected yet
No technology data yet. This category is part of the record and will populate as evidence is collected or the founder provides it.
Team & hiring No signals collected yet
No team & hiring data yet. This category is part of the record and will populate as evidence is collected or the founder provides it.
Market & funding stage No signals collected yet
No market & funding stage data yet. This category is part of the record and will populate as evidence is collected or the founder provides it.

Evidence & scoring

Why this score? Score breakdown
No score breakdown data yet. This category is part of the record and will populate as evidence is collected or the founder provides it.

Capital timeline every dated signal, across tiers

  1. rumor FreeBSD fans rally round zVault upstart ↗
  2. rumor Upstart to Lay Off 365 Employees, 20% of Staff ↗
  3. SEC · primary SEC D/A filed ↗
  4. SEC · primary SEC D/A filed ↗
  5. SEC · primary SEC D/A filed ↗
  6. SEC · primary SEC D/A filed ↗
  7. SEC · primary SEC D/A filed ↗
  8. SEC · primary SEC D filed ↗
  9. SEC · primary SEC D filed ↗
  10. rumor UpStart.com: The Startup is you. A new approach to funding and mentorship. ↗

Narrative vs. reality SEC filings beyond reported funding

Reported narrative · Tier 2
No reported round on record.
Filed reality · Tier 0 · SEC
7 Form D
latest filed 2018-07-25 · none near the reported round

The company has Form D filings on record that our reported-funding data does not cover — a quiet raise worth a look.

Regulatory filings SEC EDGAR · primary source

Form D filings — the company's own authoritative record of a Reg D private raise, filed with the SEC. Primary-source evidence: not commentary, not inference. 7 filings, latest 2018-07-25.

Community chatter Hacker News · Tier 3 · unverified manip. risk low · 0.21

Gray-market attention, not quality. 50+ HN mentions (peak 553 points). Claim-shaped headlines are rumors until corroborated — a Tier-3 factual claim carries no evidentiary weight on its own. Risk drivers: heavy gray-market attention · some SEC filings on record. ▲ 553 The War on Upstart Fiber Internet Providers 2020-06-26 ↗

Raw observations 25 records
AttributeValueKindSourceObservedStateConf.
common_name Upstart observed artifact ↗ 2026-07-18 normalized 0.60
community.hn.max_points 553 observed artifact ↗ 2026-07-18 normalized 0.20
community.hn.mentions 50 observed artifact ↗ 2026-07-18 normalized 0.20
community.hn.rumors [{"url": "https://news.ycombinator.com/item?id=4383028", "title": "UpStart.com: The Startup is you. A new approach to funding and mentorship.", "points": 51, "created_at": "2012-08-14", "evidence_type observed artifact ↗ 2026-07-18 superseded 0.20
community.hn.rumors [{"url": "https://news.ycombinator.com/item?id=4383028", "title": "UpStart.com: The Startup is you. A new approach to funding and mentorship.", "points": 51, "created_at": "2012-08-14", "evidence_type observed artifact ↗ 2026-08-16 superseded 0.20
community.hn.rumors [{"url": "https://news.ycombinator.com/item?id=4383028", "title": "UpStart.com: The Startup is you. A new approach to funding and mentorship.", "points": 51, "created_at": "2012-08-14", "evidence_type observed artifact ↗ 2025-05-13 superseded 0.20
community.hn.rumors [{"url": "https://news.ycombinator.com/item?id=4383028", "title": "UpStart.com: The Startup is you. A new approach to funding and mentorship.", "points": 51, "created_at": "2012-08-14", "evidence_type observed artifact ↗ 2025-05-13 superseded 0.20
community.hn.rumors [{"url": "https://news.ycombinator.com/item?id=4383028", "title": "UpStart.com: The Startup is you. A new approach to funding and mentorship.", "points": 51, "created_at": "2012-08-14", "evidence_type observed artifact ↗ 2025-05-13 normalized 0.20
community.hn.top_story {"url": "https://news.ycombinator.com/item?id=23647609", "title": "The War on Upstart Fiber Internet Providers", "points": 553, "created_at": "2020-06-26"} observed artifact ↗ 2026-07-18 superseded 0.20
community.hn.top_story {"url": "https://news.ycombinator.com/item?id=23647609", "title": "The War on Upstart Fiber Internet Providers", "points": 553, "created_at": "2020-06-26"} observed artifact ↗ 2026-08-16 superseded 0.20
community.hn.top_story {"url": "https://news.ycombinator.com/item?id=23647609", "title": "The War on Upstart Fiber Internet Providers", "points": 553, "created_at": "2020-06-26"} observed artifact ↗ 2020-06-26 superseded 0.20
community.hn.top_story {"url": "https://news.ycombinator.com/item?id=23647609", "title": "The War on Upstart Fiber Internet Providers", "points": 553, "created_at": "2020-06-26"} observed artifact ↗ 2020-06-26 superseded 0.20
community.hn.top_story {"url": "https://news.ycombinator.com/item?id=23647609", "title": "The War on Upstart Fiber Internet Providers", "points": 553, "created_at": "2020-06-26"} observed artifact ↗ 2020-06-26 normalized 0.20
description Discussed as an early investment observed artifact ↗ 2026-07-18 normalized 0.60
index.ai_tie AI_ADJACENT observed classify 2026-07-25 derived 0.60
sec.cik 0001603220 observed artifact ↗ 2026-07-18 normalized 0.99
sec.form_d.count 7 observed artifact ↗ 2026-07-18 normalized 0.99
sec.form_d.filings [{"cik": "0001603220", "form": "D/A", "filed": "2018-07-25", "accession": "0001603220-18-000001", "index_url": "https://www.sec.gov/Archives/edgar/data/1603220/000160322018000001/0001603220-18-000001- observed artifact ↗ 2026-07-18 normalized 0.99
sec.form_d.latest_filed 2018-07-25 observed artifact ↗ 2026-07-18 normalized 0.99
sec.form_d.related_persons {"filed": "2018-07-25", "persons": [{"last_name": "Girouard", "first_name": "David", "clarification": "CEO and Director of Administrator, Upstart Network, Inc.", "relationships": ["Executive Officer", observed url 2018-07-25 normalized 0.99
sector emerging derived calc 2026-08-08 normalized 0.50
signal.commentary {"context": null, "run_ref": "01KZWXD3T6ZCSVQS8QN5GEWJ3W", "signals": [{"quote": "upstart's up about 25% just in four days since we, since we bought it, we bought it on, uh, about four days ago. Uh, s observed artifact ↗ 2021-12-27 promoted 0.50
signal.commentary {"context": null, "run_ref": "01KZXB132AFBTAHXHDZSH1EX2P", "signals": [{"quote": "for those unaware upstart is a phenomenally simple business their lending platform right lending money and they use AI observed artifact ↗ 2021-11-13 promoted 0.50
source.document.reference {"kind": "video", "title": "The 2021 TWISTY Awards: best guest, most awkward moment, best chemistry & more! | E1350 — upstart", "source_id": "01KXRSPJM5YW37V4JKPW2B6AHC-m-7cf8ed388bb8927a", "extract_r observed artifact ↗ 2026-08-13 normalized 0.95
source.document.reference {"kind": "video", "title": "The greatest CNBC hit of all time, YouTube hides dislikes + Ready Games CEO David Bennahum | E1325 — upstart", "source_id": "01KXRSPJXNSTP3EDKKEJPWWBCY-m-7cf8ed388bb8927a", observed artifact ↗ 2026-08-13 normalized 0.95