I have used PayPal for over a decade, usually once or twice a month to make small purchases when buying something off Craigslist or Facebook marketplace. I also occasionally use it to split dinner with friends. I don't use it for business and I don't use it for anything sketchy.
I recently received an email from PayPal saying that my account had been permanently banned. No appeal, no reason given. I logged in separately to make sure this was a real email, at first I thought it must be phishing. It was real.
The only thing I can think of which might have precipitated this. I got a few invoice requests though PayPal a while ago from people/businesses I had never heard of. This is a well known and documented scam where they spam invoices en-masse and hope some people pay them accidentally (I did not pay them, but the PayPal UI makes this very easy to do and there is no way to decline or dismiss the requests).
Not a big deal for me since I don't use PayPal for anything critical, but I figured a reminder was in order in case anyone still thinks it won't happen to them. If it could happen to me, it can happen to anyone."},"title":{"fullyHighlighted":false,"matchLevel":"full","matchedWords":["paypal"],"value":"Tell HN: Do not store any funds in PayPal or use them for anything critical"}},"_tags":["story","author_ciguy","story_34913596","ask_hn"],"author":"ciguy","children":[34913672,34913985,34914430,34914539,34914582,34914584,34914623,34914687,34914701,34914709,34914725,34914729,34914813,34914818,34914900,34914920,34914924,34914956,34914961,34914977,34915024,34915030,34915044,34915065,34915069,34915089,34915127,34915167,34915196,34915222,34915314,34915364,34915395,34915399,34915563,34915602,34915650,34915651,34915751,34915780,34915784,34915844,34915873,34915921,34915923,34915931,34916017,34916126,34916148,34916325,34916356,34916399,34916618,34916688,34916758,34916918,34916919,34916961,34916995,34917077,34917107,34917140,34917290,34918511,34918513,34919093,34921459,34922320,34923098,34923730,34929124],"created_at":"2023-02-23T17:29:49Z","created_at_i":1677173389,"num_comments":295,"objectID":"34913596","points":703,"story_id":34913596,"story_text":"I know this has been covered over and over, but I always thought there must be more to the story when someones account was permanently banned. Well, it happened to me, one of the most plain and boring consumer users of PayPal ever.
I have used PayPal for over a decade, usually once or twice a month to make small purchases when buying something off Craigslist or Facebook marketplace. I also occasionally use it to split dinner with friends. I don't use it for business and I don't use it for anything sketchy.
I recently received an email from PayPal saying that my account had been permanently banned. No appeal, no reason given. I logged in separately to make sure this was a real email, at first I thought it must be phishing. It was real.
The only thing I can think of which might have precipitated this. I got a few invoice requests though PayPal a while ago from people/businesses I had never heard of. This is a well known and documented scam where they spam invoices en-masse and hope some people pay them accidentally (I did not pay them, but the PayPal UI makes this very easy to do and there is no way to decline or dismiss the requests).
Not a big deal for me since I don't use PayPal for anything critical, but I figured a reminder was in order in case anyone still thinks it won't happen to them. If it could happen to me, it can happen to anyone.","title":"Tell HN: Do not store any funds in PayPal or use them for anything critical","updated_at":"2026-08-26T07:44:48Z"},{"_highlightResult":{"author":{"matchLevel":"none","matchedWords":[],"value":"frankjr"},"title":{"fullyHighlighted":false,"matchLevel":"full","matchedWords":["paypal"],"value":"PayPal has restricted our account after we invoiced a key containing \u201cALEP\u201d"},"url":{"matchLevel":"none","matchedWords":[],"value":"https://twitter.com/littlesnitch/status/1640436716895870985"}},"_tags":["story","author_frankjr","story_35337210"],"author":"frankjr","children":[35337382,35337389,35337410,35337412,35337418,35337461,35337499,35337555,35337570,35337585,35337609,35337646,35337793,35337840,35337888,35337900,35337957,35337984,35338108,35338139,35338198,35338201,35338249,35338258,35338478,35338490,35338513,35338517,35338850,35339207,35339506,35339685,35341127,35341173,35341387,35341418,35341579,35341580,35341600,35341623,35341666,35341673,35341727,35341731,35341754,35341800,35341806,35341851,35341905,35342062,35342167,35342700,35342711,35342812,35342824,35342997,35343042,35343106,35343260,35343408,35343662,35344066,35345151,35346450,35348209],"created_at":"2023-03-28T07:48:38Z","created_at_i":1679989718,"num_comments":698,"objectID":"35337210","points":688,"story_id":35337210,"title":"PayPal has restricted our account after we invoiced a key containing \u201cALEP\u201d","updated_at":"2026-08-26T07:44:48Z","url":"https://twitter.com/littlesnitch/status/1640436716895870985"},{"_highlightResult":{"author":{"matchLevel":"none","matchedWords":[],"value":"disappointeddev"},"story_text":{"matchLevel":"none","matchedWords":[],"value":"Dear HN,
I am only writing this post because Stripe are not responding to my emails.
I started using Stripe last month and everything was going smoothly. However, this week they sent me an email saying:
"Stripe provides a service between banks and our users. In order to provide service to our users, we are urged by our banking partners to keep an eye on all accounts that sign up for our services. We've noticed that you have processed charges that seem to be unauthorized--in order to make charges with credit and debit cards, the owner of the card must consent to the charge. Charges on your account do seem to lack this consent, which unfortunately means that we will no longer be able to offer service"
This makes no sense as I have had hundreds of payments and not a single payment has been disputed. So how could it be true that the payments are unauthorised? I have sent Stripe emails explaining this and they will not respond.
I am very disappointed. As a member of this community I assumed Stripe would treat developers making a living online with a little more respect. I plan to write a lengthy blog post explaining this in more depth.
Update: I am currently in contact with Stripe CEO over email. He is dealing with the issue. I will keep everyone updated."},"title":{"fullyHighlighted":false,"matchLevel":"full","matchedWords":["paypal"],"value":"Stripe Is the New PayPal"}},"_tags":["story","author_disappointeddev","story_9738717","ask_hn"],"author":"disappointeddev","children":[9738879,9738883,9738887,9738935,9738937,9738942,9738950,9738994,9739012,9739034,9739051,9739053,9739065,9739076,9739077,9739078,9739107,9739169,9739209,9739227,9739239,9739246,9739247,9739249,9739252,9739280,9739290,9739354,9739389,9739415,9739449,9739476,9739486,9739488,9739509,9739549,9739570,9739611,9739628,9739635,9739666,9739694,9739712,9739748,9739753,9739797,9739852,9740351,9740524,9740563,9740840,9741048,9741299,9746436,9786533],"created_at":"2015-06-18T14:33:43Z","created_at_i":1434638023,"num_comments":303,"objectID":"9738717","points":679,"story_id":9738717,"story_text":"Dear HN,
I am only writing this post because Stripe are not responding to my emails.
I started using Stripe last month and everything was going smoothly. However, this week they sent me an email saying:
"Stripe provides a service between banks and our users. In order to provide service to our users, we are urged by our banking partners to keep an eye on all accounts that sign up for our services. We've noticed that you have processed charges that seem to be unauthorized--in order to make charges with credit and debit cards, the owner of the card must consent to the charge. Charges on your account do seem to lack this consent, which unfortunately means that we will no longer be able to offer service"
This makes no sense as I have had hundreds of payments and not a single payment has been disputed. So how could it be true that the payments are unauthorised? I have sent Stripe emails explaining this and they will not respond.
I am very disappointed. As a member of this community I assumed Stripe would treat developers making a living online with a little more respect. I plan to write a lengthy blog post explaining this in more depth.
Update: I am currently in contact with Stripe CEO over email. He is dealing with the issue. I will keep everyone updated.","title":"Stripe Is the New PayPal","updated_at":"2026-02-04T10:12:56Z"},{"_highlightResult":{"author":{"matchLevel":"none","matchedWords":[],"value":"Peteris"},"title":{"fullyHighlighted":false,"matchLevel":"full","matchedWords":["paypal"],"value":"PayPal CEO writes personal response"},"url":{"matchLevel":"none","matchedWords":[],"value":"http://ndy.gd/JJgB"}},"_tags":["story","author_Peteris","story_4493984"],"author":"Peteris","children":[4494001,4494005,4494006,4494020,4494032,4494035,4494038,4494039,4494040,4494042,4494044,4494046,4494059,4494063,4494071,4494077,4494089,4494108,4494128,4494129,4494133,4494161,4494192,4494200,4494226,4494253,4494269,4494290,4494314,4494399,4494411,4494425,4494448,4494474,4494583,4494615,4494658,4494661,4494699,4494761,4494805,4494831,4494868,4494869,4494879,4494999,4495088,4495139,4495560,4495675,4496053,4497392,4498753],"created_at":"2012-09-08T21:06:27Z","created_at_i":1347138387,"num_comments":159,"objectID":"4493984","points":619,"story_id":4493984,"title":"PayPal CEO writes personal response","updated_at":"2024-09-19T18:52:58Z","url":"http://ndy.gd/JJgB"},{"_highlightResult":{"author":{"matchLevel":"none","matchedWords":[],"value":"sophmonroe"},"title":{"fullyHighlighted":false,"matchLevel":"full","matchedWords":["paypal"],"value":"WePay Drops 600lbs of ice in front of PayPal Conference"},"url":{"fullyHighlighted":false,"matchLevel":"full","matchedWords":["paypal"],"value":"http://techcrunch.com/2010/10/26/wepay-ice-paypal/"}},"_tags":["story","author_sophmonroe","story_1834976"],"author":"sophmonroe","children":[1835014,1835034,1835096,1835099,1835119,1835135,1835143,1835153,1835167,1835216,1835244,1835249,1835339,1835345,1835346,1835347,1835411,1835437,1835472,1835507,1835546,1835569,1835628,1835630,1835632,1835633,1835635,1835636,1835637,1835638,1835650,1835893,1836597,1836635,1836944,1837047,1837056,1837337,1838024],"created_at":"2010-10-26T16:57:04Z","created_at_i":1288112224,"num_comments":161,"objectID":"1834976","points":605,"story_id":1834976,"title":"WePay Drops 600lbs of ice in front of PayPal Conference","updated_at":"2023-09-06T20:12:22Z","url":"http://techcrunch.com/2010/10/26/wepay-ice-paypal/"},{"_highlightResult":{"author":{"matchLevel":"none","matchedWords":[],"value":"coloneltcb"},"title":{"fullyHighlighted":false,"matchLevel":"full","matchedWords":["paypal"],"value":"Paypal Withdraws from Facebook's Libra Cryptocurrency"},"url":{"fullyHighlighted":false,"matchLevel":"full","matchedWords":["paypal"],"value":"https://www.cnbc.com/2019/10/04/paypal-withdraws-from-facebooks-libra-cryptocurrency.html"}},"_tags":["story","author_coloneltcb","story_21161233"],"author":"coloneltcb","children":[21161741,21162607,21162633,21162665,21162684,21162862,21163095,21163129,21163170,21163250,21163264,21163390,21163578,21163741,21164203,21164291,21164375,21164436,21165323,21165389,21166221,21166564,21166969],"created_at":"2019-10-04T19:47:59Z","created_at_i":1570218479,"num_comments":283,"objectID":"21161233","points":538,"story_id":21161233,"title":"Paypal Withdraws from Facebook's Libra Cryptocurrency","updated_at":"2026-08-04T08:02:41Z","url":"https://www.cnbc.com/2019/10/04/paypal-withdraws-from-facebooks-libra-cryptocurrency.html"},{"_highlightResult":{"author":{"matchLevel":"none","matchedWords":[],"value":"stratosgear"},"title":{"fullyHighlighted":false,"matchLevel":"full","matchedWords":["paypal"],"value":"Is this Paypal experience customary?"},"url":{"matchLevel":"none","matchedWords":[],"value":"https://gist.github.com/stratosgear/6923623321adacd368e965ff193fe2ce"}},"_tags":["story","author_stratosgear","story_20361129"],"author":"stratosgear","children":[20361272,20361297,20361300,20361301,20361315,20361322,20361325,20361332,20361349,20361380,20361387,20361392,20361412,20361435,20361465,20361476,20361511,20361516,20361551,20361578,20361583,20361608,20361612,20361623,20361624,20361720,20361750,20361764,20361796,20361837,20361891,20361987,20362006,20362012,20362098,20362123,20362206,20362234,20362292,20362314,20362390,20362454,20362493,20362595,20362635,20362897,20363118,20363276,20363329,20363362,20363508,20363560,20363818,20363874,20364007,20364048,20364368,20364619,20364865,20365159,20365594,20365827,20365920,20366255,20366869,20367930,20368655,20374237,20374499,20379658],"created_at":"2019-07-05T09:36:04Z","created_at_i":1562319364,"num_comments":287,"objectID":"20361129","points":537,"story_id":20361129,"title":"Is this Paypal experience customary?","updated_at":"2024-09-20T04:29:09Z","url":"https://gist.github.com/stratosgear/6923623321adacd368e965ff193fe2ce"},{"_highlightResult":{"author":{"matchLevel":"none","matchedWords":[],"value":"tirz"},"title":{"fullyHighlighted":false,"matchLevel":"full","matchedWords":["paypal"],"value":"PayPal shuts down long-time Tor supporter"},"url":{"fullyHighlighted":false,"matchLevel":"full","matchedWords":["paypal"],"value":"https://www.eff.org/deeplinks/2021/06/paypal-shuts-down-long-time-tor-supporter-no-recourse"}},"_tags":["story","author_tirz","story_27371787"],"author":"tirz","children":[27372492,27372506,27372537,27372553,27372564,27372568,27372832,27372833,27373013,27373103,27373105,27373194,27373202,27373262,27373299,27373468,27373498,27373611,27373684,27373701,27373704,27373817,27373849,27373983,27374078,27374084,27374384,27374722,27374810,27374969,27375056,27375156,27375192,27375301,27375391,27375504,27376878,27376986,27377146,27378746,27389065,27390363],"created_at":"2021-06-02T17:51:07Z","created_at_i":1622656267,"num_comments":181,"objectID":"27371787","points":532,"story_id":27371787,"title":"PayPal shuts down long-time Tor supporter","updated_at":"2024-09-20T08:45:34Z","url":"https://www.eff.org/deeplinks/2021/06/paypal-shuts-down-long-time-tor-supporter-no-recourse"},{"_highlightResult":{"author":{"matchLevel":"none","matchedWords":[],"value":"capgre"},"title":{"fullyHighlighted":false,"matchLevel":"full","matchedWords":["paypal"],"value":"PayPal Freezes Mailpile Campaign 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Bypass","updated_at":"2025-12-03T21:46:21Z","url":"https://henryhoggard.co.uk/blog/Paypal-2FA-Bypass"},{"_highlightResult":{"author":{"matchLevel":"none","matchedWords":[],"value":"leumon"},"story_text":{"fullyHighlighted":false,"matchLevel":"full","matchedWords":["paypal"],"value":"It seems like the PayPal app now refuses to run on GrapheneOS. I don't know if it's only because I have enabled the PayPal card for contacless NFC payments, but when opening the app it crashes with the following exception: com.paypal.oslo.app.rasp.RootDetectionSecurityException: Security policy violation: s=root"},"title":{"fullyHighlighted":false,"matchLevel":"full","matchedWords":["paypal"],"value":"Tell HN: PayPal blocks GrapheneOS"}},"_tags":["story","author_leumon","story_49462253","ask_hn"],"author":"leumon","children":[49462316,49462570,49462575,49462655,49462672,49462931,49462951,49463094,49463106,49463126,49463152,49463180,49463186,49463223,49463226,49463248,49463272,49463276,49463277,49463471,49463476,49463483,49463485,49463565,49463576,49463577,49463666,49463867,49463892,49463924,49463991,49464002,49464029,49464119,49464325,49464488,49464514,49464521,49464532,49464735,49464767,49464789,49464835,49464849,49464937,49465000,49465040,49465085,49465212,49465241,49465283,49465359,49465365,49466500,49466736,49466910,49466991,49467466,49467496,49467639,49469295,49469582,49470469,49471949,49472131,49477150,49481152,49486114,49487410],"created_at":"2026-08-27T09:56:54Z","created_at_i":1787824614,"num_comments":325,"objectID":"49462253","points":516,"story_id":49462253,"story_text":"It seems like the PayPal app now refuses to run on GrapheneOS. I don't know if it's only because I have enabled the PayPal card for contacless NFC payments, but when opening the app it crashes with the following exception: com.paypal.oslo.app.rasp.RootDetectionSecurityException: Security policy violation: s=root","title":"Tell HN: PayPal blocks GrapheneOS","updated_at":"2026-09-04T23:22:36Z"},{"_highlightResult":{"author":{"matchLevel":"none","matchedWords":[],"value":"minusf"},"title":{"fullyHighlighted":false,"matchLevel":"full","matchedWords":["paypal"],"value":"PayPal inactivity 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