Charles Schwab does not have too much of a deposit exposure, however it is going down exactly like SVB and First Capital. Any explanations?"},"title":{"fullyHighlighted":false,"matchLevel":"full","matchedWords":["schwab"],"value":"Ask HN: What is going on with Charles Schwab? Stock drop near 40% post SVB chaos"}},"_tags":["story","author_guywithabowtie","story_35135935","ask_hn"],"author":"guywithabowtie","children":[35136006,35136026,35136437,35136495,35136511,35136530,35136550,35136602,35136645,35136668,35136687,35136702,35136724,35136732,35136754,35136762,35136788,35136802,35136814,35136835,35137102,35137347,35137713],"created_at":"2023-03-13T14:11:25Z","created_at_i":1678716685,"num_comments":95,"objectID":"35135935","points":66,"story_id":35135935,"story_text":"Hi,
Charles Schwab does not have too much of a deposit exposure, however it is going down exactly like SVB and First Capital. Any explanations?","title":"Ask HN: What is going on with Charles Schwab? 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Reddit discussion here:
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Reddit discussion here:
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"""\nAs a leader in the financial services industry, Charles Schwab & Co., Inc. is pleased to introduce our voice ID service.1 Whether you want to use our automated phone service or speak with a Financial Professional, our voice ID service is one of the fastest and most convenient ways to securely identify yourself over the phone.
How does our voice ID service work?\nOur voice ID service replaces personal identification numbers2 (PINs) and personal questions with the security of your unique voice. This new service authenticates you based on your unique voiceprint, using different behavioral and physical characteristics combined to produce unique voice patterns for every individual.
Once enrolled in our voice ID service, you can be authenticated just by speaking one simple phrase: \u201cAt Schwab, my voice is my password.\u201d\n"""\n_______________
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"""\nAs a leader in the financial services industry, Charles Schwab & Co., Inc. is pleased to introduce our voice ID service.1 Whether you want to use our automated phone service or speak with a Financial Professional, our voice ID service is one of the fastest and most convenient ways to securely identify yourself over the phone.
How does our voice ID service work?\nOur voice ID service replaces personal identification numbers2 (PINs) and personal questions with the security of your unique voice. This new service authenticates you based on your unique voiceprint, using different behavioral and physical characteristics combined to produce unique voice patterns for every individual.
Once enrolled in our voice ID service, you can be authenticated just by speaking one simple phrase: \u201cAt Schwab, my voice is my password.\u201d\n"""\n_______________
I'm unfamiliar with the technology behind this. I wonder what the probability of a false positive is. False negatives would also be annoying. 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